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Terms of Use

Last updated: January 2024

These Terms of Use ("Terms") govern your access to and use of the solar-trace website and services. By accessing or using our website, you agree to be bound by these Terms.

Acceptance of Terms

By using our website and services, you confirm that you accept these Terms and agree to comply with them. If you do not agree to these Terms, you must not use our website or services.

Our Services

Solar-trace provides financial education programmes for children and teenagers. Our services include group workshops, one-to-one coaching, family workshops, and school partnership programmes.

Eligibility

Our educational programmes are designed for children and teenagers aged 8–17. Parents or guardians must provide consent for their child's participation. Adults may participate in family workshops and related activities.

Registration and Enrolment

To enrol in our programmes:

  • You must provide accurate and complete information
  • Parents or guardians must complete enrolment for participants under 18
  • You are responsible for maintaining the confidentiality of your account information
  • You agree to notify us of any unauthorised use of your information

Fees and Payment

Programme fees are stated in British Pounds Sterling (GBP) and are payable in advance. Current pricing is displayed on our website and may be updated from time to time. Payment terms:

  • Full payment is required before the programme start date
  • We accept payment by card and bank transfer
  • All fees are non-refundable unless stated otherwise

Cancellation and Refunds

Our cancellation policy:

  • Cancellations made more than 14 days before the programme start date: full refund minus administration fee
  • Cancellations made 7–14 days before: 50% refund
  • Cancellations made less than 7 days before: no refund
  • If we cancel a programme, you will receive a full refund or the option to transfer to another session

Intellectual Property

All content on our website, including text, graphics, logos, images, and software, is the property of solar-trace or our licensors and is protected by copyright and other intellectual property laws. You may not:

  • Reproduce, distribute, or modify any content without our written permission
  • Use our content for commercial purposes without authorisation
  • Remove any copyright or proprietary notices from our materials

Programme Materials

Materials provided during our programmes are for personal educational use only. You may not reproduce, share, or distribute programme materials without our express written consent.

Conduct

When using our website and participating in our programmes, you agree to:

  • Behave respectfully towards staff and other participants
  • Not disrupt sessions or interfere with others' learning
  • Not submit false or misleading information
  • Not use our website for any unlawful purpose
  • Comply with all applicable laws and regulations

Limitation of Liability

To the fullest extent permitted by law:

  • Our website and services are provided "as is" without warranties of any kind
  • We are not liable for any indirect, incidental, or consequential damages
  • Our total liability for any claim shall not exceed the fees paid for the relevant programme

Nothing in these Terms excludes our liability for death or personal injury caused by our negligence, fraud, or any other liability that cannot be excluded by law.

Indemnification

You agree to indemnify and hold solar-trace harmless from any claims, damages, or expenses arising from your violation of these Terms or your use of our services.

Third-Party Links

Our website may contain links to third-party websites. We are not responsible for the content, privacy practices, or availability of these external sites. Your use of third-party websites is at your own risk.

Changes to Terms

We may revise these Terms at any time by updating this page. Changes take effect when posted. Your continued use of our website after changes constitutes acceptance of the revised Terms.

Governing Law

These Terms are governed by and construed in accordance with the laws of Scotland and the United Kingdom. Any disputes shall be subject to the exclusive jurisdiction of the Scottish courts.

Severability

If any provision of these Terms is found to be invalid or unenforceable, the remaining provisions shall continue in full force and effect.

Contact Us

If you have questions about these Terms, please contact us at:

Email: [email protected]
Address: 42 George Street, Edinburgh EH2 2LE, United Kingdom

solar-trace

Empowering the next generation with essential financial skills. Based in Edinburgh, serving families across Scotland.

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  • Money Basics
  • Teen Mastery
  • Young Investor
  • Family Workshop

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